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Hand picked sessions across Finance & Treasury, Innovation & Automation and Career Development.
Capital Management Explained: Bank Capital Ratios, ICAAP, and Basel III
What are capital ratios, ICAAP, stress tests, buffers, and AT1 instruments, and why are they so important in banking? In this video, we break down capital management explained, one of the most critical disciplines in modern banking.
Watch on YouTubeLiquidity Day 1: Why Liquidity Matters - The Banking Risk That Moves Fast
This session breaks down liquidity in simple, professional terms. We explore how banks meet their daily obligations, how maturity transformation creates structural vulnerability, and why liquidity risk moves faster than credit or market risk.
Watch on YouTubeIRRBB Explained: How Interest Rate Risk Impacts Banks | Treasury & Risk Management
What is Interest Rate Risk in the Banking Book (IRRBB) and why does it matter so much for banks today? In this video, we break down IRRBB explained in simple, practical terms. From real-world banking examples to global regulatory requirements.
Watch on YouTubeCourse catalogue
Courses from The Industry Portal and our specialist instructors. Explore all to filter by source, topic and level.
FreeLiquidity Management
The core building blocks of treasury: cash, liquidity, funding and the ratios regulators care about.
Dean Taylor
YoutubeFunds Transfer Pricing (FTP) Complete Course | Bank Treasury & ALM
Master Funds Transfer Pricing (FTP) with this complete, practical course designed for banking, Treasury, ALM, liquidity risk, finance and balance sheet management professionals.
FreeThe Complete Leadership Development Programme
In today’s rapidly changing business world, technical expertise alone is no longer enough.
Dean TaylorTop industry news
The finance, banking and treasury news that matters, and why it matters for you.
EU Digital Omnibus Gives Banks and Insurers 16 Extra Months to Comply With High Risk AI Rules
The EU's Digital Omnibus on AI (Regulation EU 2026/1744), which entered into force on July 27, 2026, pushed the full compliance deadline for standalone high risk AI systems in financial services, including credit scoring, insurance underwriting and fraud detection, from August 2026 to December 2027. Embedded systems received an even later deadline of August 2028. Crucially, Article 50 transparency obligations still took effect on August 2, 2026 as planned, meaning banks cannot treat the extension as a reason to pause compliance work entirely. The classification list is unchanged: systems that were designated high risk before the Omnibus remain high risk.
Source: representai.co.uk (citing EU Regulation EU 2026/1744)
Eurozone Bank Excess Liquidity Falls Below 2.1 Trillion Euros as QT Bites
Real time data from the ECB's liquidity analysis page shows that as of October 1, 2026 excess liquidity in the euro area banking system stood at approximately 2.121 trillion euros, down materially from 2.47 trillion euros in late 2025 and continuing a multi year decline driven by the rundown of APP and PEPP portfolios. The ECB's own research published in April 2026 projected that reserves are declining by around 470 billion euros per year and that by end of 2026 banks accounting for 50 percent of total banking assets are expected to reach their preferred reserve levels. The ECB's Q2 2026 liquidity coverage ratio for the sector stood at 154.9 percent according to the ECB Data Portal.
Source: European Central Bank (primary source)
ECB liquidity data confirms euro area banks have shifted reserves into sovereign bonds as central bank balance sheet shrinks
The ECB's May 2026 Financial Stability Review confirmed that central bank liquidity in the euro area has fallen by more than two trillion euros or 45% since its 2022 peak, driving a substantial reduction in banks' cash holdings. Rather than letting their total liquidity buffers fall, euro area banks have replaced excess reserves with increasing holdings of euro area sovereign bonds, which the LCR framework treats as equally liquid. The aggregate liquidity coverage ratio across ECB supervised banks stood at 154.9% as of Q2 2026 according to ECB data, well above the 100% regulatory minimum. The ECB also finalised operational parameters for the enhanced EUREP repo facility in July 2026, offering non euro area central banks a backstop source of euro liquidity.
Source: European Central Bank
Latest writing
Notes from practitioners across Finance & Treasury, Innovation & Automation and Career Development.
Liquidity Stress Testing Explained: Scenarios, Assumptions and Survival Horizons
Liquidity stress testing tells a bank what it needs to survive a crisis, not just whether it passes a standardised measure. This post walks through scenario design, cash flow translation, survival horizon calculation, and the link to the ILAAP.
Active Listening and Constructive Feedback: Two Skills That Separate Good Managers from Great Leaders
Active listening and structured feedback are learnable techniques, not personality traits. This post gives you the specific moves that change how your team performs and how honestly people communicate with you.
Agentic Payments: When an AI Agent Initiates the Transaction
Agentic payments put AI agents in charge of initiating transactions on a customer's behalf, without human approval at the moment of execution. This post works through what that means for fraud teams, compliance, banks and payment networks, and where the real accountability gaps sit.
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