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Liquidity and treasury

Intraday liquidity

The cash and collateral a bank needs during the day to settle payments as they fall due, before end of day balances net out.

Intraday liquidity is about timing within a single day. A bank must have funds available at the moment each payment settles, even if its overall position for the day is comfortable.

Supervisors monitor it closely because a shortfall at the wrong moment can stall payment systems. It is managed with buffers, timing of payments and access to central bank facilities.

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