Bank Treasury 💧 How liquidity is managed daily. #Banking #Treasury #liquidity
14 April 2026·1 min
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Welcome to this session from the Industry Portal liquidity management course, where we explore the operational heart of banking: the Treasury function.
This video explains how liquidity risk is managed in real time inside a bank. Moving beyond theory, ratios, and frameworks, we break down how Treasury manages daily cash positions, funding flows, and liquidity buffers to ensure the bank can meet its obligations across currencies, entities, and time horizons.
You will learn what Treasury actually does in practice, including liquidity buffer management, intraday liquidity control, funding execution, and access to central bank facilities such as the Bank of England. We explain how high quality liquid assets are monitored, how buffers are maintained, and how banks ensure liquidity can be mobilised quickly during stress.
A key focus is daily cash and intraday liquidity management. You will understand how banks manage payment flows, settlement obligations, and central bank balances, and why intraday liquidity risk has become critical in modern financial systems.
The session also covers funding strategy and execution in detail. You will see how Treasury plans funding across instruments, maturities, and currencies, and how this aligns with regulatory requirements such as the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR). We explain how banks optimise funding costs while maintaining resilience.
We explore the role of Treasury as the internal bank through Funds Transfer Pricing (FTP), showing how liquidity costs are allocated across business lines and how this shapes pricing, profitability, and risk taking behaviour.
You will also gain insight into how Treasury works with Risk and Finance functions, including governance through ALCO, integration with ILAAP and stress testing, and coordination during contingency planning and crisis events.
External engagement is another critical area. We explain how Treasury interacts with central banks, regulators, investors, and market counterparties, and why strong communication and operational readiness are essential during periods of market stress.
Finally, we cover the systems and technology that support modern Treasury operations, including liquidity dashboards, forecasting models, collateral management platforms, and reporting tools, as well as the importance of operational resilience and crisis readiness.
By the end of this video, you will understand why Treasury is often described as the control room of liquidity management — where strategy meets execution and where banks maintain stability in real time.
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Subscribe for the full liquidity management course.
#Treasury #LiquidityManagement #Banking #Finance #Funding #LCR #NSFR #FTP #RiskManagement #CentralBank #TheIndustryPortal
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