Funding Markets 💧 How banks raise liquidity. #Banking #Treasury #finance
14 April 2026·1 min
Watch on YouTubeAbout this video
👍 Support the Channel
If this lesson helped you, support The Industry Portal and get closer to the content. Unlock early access to videos and exclusive content in our Discord community.
Join here 👉 https://www.youtube.com/channel/UCTUpsZllVPHISCQ8tSG_lAA/join
--------------------------------------------------------------------------
Welcome to this session from the Industry Portal liquidity management course, where we explore how banks access funding markets — one of the most critical functions of Treasury and liquidity risk management.
In this video, we break down how banks raise liquidity from external markets, the instruments they use, and the strategies that underpin funding resilience. Understanding funding markets is essential to understanding how banks operate, survive stress, and maintain confidence.
You will learn how banks use unsecured funding sources such as corporate deposits, interbank lending, commercial paper, certificates of deposit, and senior unsecured bonds. We explain how these instruments support short, medium, and long term funding needs, and how Treasury balances cost, flexibility, and stability.
We then explore secured funding markets in detail, including repurchase agreements (repo), covered bonds, securitisation, and central bank facilities such as those provided by the Bank of England. You will understand how collateral is used to raise funding, how repo markets function, and why collateral management, haircuts, and operational readiness are critical in times of stress.
A key focus is funding diversification. We explain how banks manage concentration risk across counterparties, currencies, maturities, and instruments, and how maturity ladders and funding strategies support resilience and regulatory compliance.
The session also covers how regulation shapes funding strategy, including the role of Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR), and how supervisors gain visibility into funding profiles through regulatory reporting.
You will also gain insight into the importance of investor confidence, market reputation, and communication. We explain how Treasury teams engage with investors, counterparties, and central banks to maintain access to funding — even when markets become volatile or partially closed.
Finally, we explore emerging trends such as ESG and sustainable funding instruments, and how they are becoming an increasingly important part of bank funding strategies.
By the end of this video, you will understand how banks raise and manage funding, why market access is critical to liquidity resilience, and how Treasury balances cost, flexibility, regulation, and risk.
👉 Learn more at theindustryportal.com
Subscribe for the full liquidity management course.
#FundingMarkets #Banking #Treasury #LiquidityManagement #Finance #Repo #Bonds #LCR #NSFR #RiskManagement #TheIndustryPortal
Get the next one in your inbox
A weekly note across Finance & Treasury, Innovation & Automation and Career Development. No spam, unsubscribe any time.