Liquidity Planning 💧 How banks forecast and prepare ahead. #Banking #Liquidity #finance
16 April 2026·1 min
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Welcome to this session from the Industry Portal liquidity management course, where we explore liquidity planning and forecasting — one of the most forward looking and strategically important areas in modern banking.
In this video, we break down how banks anticipate future liquidity needs, forecast cash flows, and prepare for both expected and unexpected changes in funding and balance sheet dynamics.
You will learn how liquidity planning works across multiple time horizons, from intraday liquidity and short term cash management to medium term funding strategy and long term structural planning aligned to regulatory metrics such as LCR and NSFR.
We explain how banks build liquidity forecasts using contractual cash flows, behavioural assumptions, and business activity. You will see how lending growth, deposit trends, debt maturities, and seasonal patterns are translated into projected inflows and outflows.
The session also covers the tools and systems used in liquidity forecasting, including maturity mismatch reports, liquidity gap analysis, forecasting platforms, and scenario modelling. You will understand how data from Treasury, Finance, and business units is integrated to create accurate and actionable forecasts.
A key focus is strategic alignment. We show how liquidity planning connects with business planning, capital management, budgeting, and funding strategy, ensuring that growth is supported by sustainable and compliant funding structures.
You will also learn how liquidity forecasts feed into governance and decision making through ALCO, liquidity committees, and ILAAP, with stress scenarios embedded to test resilience under adverse conditions.
We explore advanced topics such as integrated balance sheet management, predictive analytics, AI driven forecasting, and cloud based tools that support global liquidity coordination.
By the end of this video, you will understand how liquidity planning transforms risk management from reactive to proactive — enabling banks to anticipate challenges, optimise funding, and make better strategic decisions.
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Subscribe for the full liquidity management course.
#LiquidityPlanning #LiquidityForecasting #Banking #Treasury #Finance #RiskManagement #LCR #NSFR #ILAAP #BalanceSheetManagement #TheIndustryPortal
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